Nancy wrote --

don't use the ATM machines for cash from my accounts

The only ATM I use (on any regular basis) is in the bank lobby.
That is generally depositing my cheque then getting $40 back for the
month.
To give you an idea of how big a spender I am, I got $40 back 28 October
and still have $26 of that left. :)
Joe (turning calendar on 1 January, "What? Its 1932 again?")
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Quoting Joe Mackey to Nancy Backus on 11-21-19 07:17 <=-

I don't use the ATM machines for cash from my accounts

The only ATM I use (on any regular basis) is in the bank lobby.
That is generally depositing my cheque then getting $40 back for the month.

I go all the way into the bank, and do my depositing and/or getting cash directly with the teller....

To give you an idea of how big a spender I am, I got $40 back 28
October and still have $26 of that left. :)
Joe (turning calendar on 1 January, "What? Its 1932 again?")

<chuckle> I use cash to pay for my groceries, and for as many in-store purchases as I can... So I have a bit more cash on hand for the week...
Bills get paid by check through the mail, or directly from the account
through a phone call...

ttyl neb

... Confucius say: He who throws mud loses ground.

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